No single
point of trust.
Every large phone-number theft on public record ran through one person, one system, or one step that was allowed to act alone. Efani is built so that nothing can. Here is the architecture — layer by layer, including what each layer does not cover.
11
14 days
$5M
Zero
The weakness isn't the lock. It's who can open it.
Ask most carriers how they protect your phone number and you get a feature: a PIN, a port-out lock, a toggle in an app. Features are easy to name and easy to defeat, because almost all of them share one weakness.
Somewhere behind the feature sits an employee, a script, or an automated workflow with the authority to override it. That is not hypothetical. In the largest documented SIM-swap cases, the attacker never broke encryption and never touched the victim's phone. They walked into a retail store with a forged ID, or they paid someone on the inside.
The U.S. Department of Justice has now published the going rate.
The weakness isn't the lock. It's who can open it.
Ask most carriers how they protect your phone number and you get a feature: a PIN, a port-out lock, a toggle in an app. Features are easy to name and easy to defeat, because almost all of them share one weakness.
Somewhere behind the feature sits an employee, a script, or an automated workflow with the authority to override it. That is not hypothetical. In the largest documented SIM-swap cases, the attacker never broke encryption and never touched the victim's phone. They walked into a retail store with a forged ID, or they paid someone on the inside.
Paid to a phone-store employee for each SIM swap performed, in a 2026 federal sentencing.
U.S. DOJ, C.D. CAL.
Intended loss across the victims of that single bribed employee, who also performed swaps on further customers.
U.S. DOJ, C.D. CAL.
Defendants in a November 2025 SIM-swap and identity-theft indictment who were carrier store employees.
U.S. DOJ, C.D. CAL.
Six controls in series, not one checkpoint.
A request to move a phone number to a new SIM does not arrive at a single gate. At Efani it passes through six controls in sequence, and each one is designed to catch a different class of attack. The drawing shows where each attack path terminates.
Efani SAFE Plan Features List
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Proprietary
11-Layer Verification Process
Our identity protection goes far beyond a simple PIN or password. Every sensitive account change goes through manual human verification — not an automated system.
Stay Connected
in 200+ Countries
Whether you travel for business or pleasure, your SAFE Plan travels with you. Optional dual eSIM configuration lets you maintain your primary number while getting local data rates worldwide.
200+
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450+
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20 GB
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Dual eSIM
Real Humans. Real Help. Whenever You Need It.
Most wireless providers make it easy to sign up - but surprisingly difficult to reach a real person once you're a customer. Endless phone trees, chatbots, and support tickets have become the norm.
At Efani, we believe exceptional security deserves exceptional service. When you need us, you'll speak with a knowledgeable member of our team who understands your account and is ready to help. No bots. No endless transfers. Just real people who are committed to protecting you.
We Don't Expect You to Take Our Word for It
We don't expect you to take our word for it. We invite you to experience Efani for yourself. Every new line includes a 60-Day Money-Back Guarantee, giving you two full months to see the difference that premium security, exceptional service, and a carrier built around protecting your digital identity can make.
If we don't earn your confidence, you don't have to stay. That's how strongly we believe in what we deliver.
Frequently asked questions
Is eSIM safer?
The chip is not the weakness. eSIM removes the physical step from provisioning, so a fraudulent transfer that once needed a SIM card in hand can now be completed remotely. The risk sits in the carrier verification process, not the hardware. Read more about SIM swap trends in 2026, including eSIM security.
Can carriers fully stop this?
Carriers can reduce risk, but most are optimized for speed at scale. Strong protection usually requires stricter verification and tighter escalation for high-risk actions.
Is SMS 2FA safe?
It is better than nothing, but weaker than passkeys, authenticator apps, or hardware keys because the number can be redirected.
What if my number is already compromised?
Treat it like an incident. Regain control of the line through the carrier’s fraud team, secure email first, then banks, then everything else.
Will a carrier PIN solve SIM swap fraud?
A PIN helps, but it is not a guarantee. Attackers may bypass it through social engineering or inconsistent enforcement across channels.
How fast does the damage happen?
Often within minutes. Once the attacker receives your texts, they can trigger resets across multiple services quickly.
What should I do if I suddenly lose service?
Assume it could be a takeover until proven otherwise. Borrow another phone, contact your carrier, and lock down email immediately.
Does this help if my personal data is already leaked?
Yes. Most people’s data is already exposed somewhere. The goal is to stop “knowledge of you” from being enough to seize your number.
What is a SIM swap attack?
A SIM swap attack also known as SIM swapping is when a criminal convinces your mobile carrier to transfer your phone number to a SIM card or eSIM they control. Once they have your number, they intercept calls and texts, including two-factor authentication codes, giving them access to your email, bank accounts, crypto wallets, and social media profiles.
How do I know if I have been SIM swapped?
The most common sign is a sudden loss of cell service with no explanation. Your phone shows 'No Service' or 'SOS Only' even in areas with normal coverage. Other signs include unexpected password reset emails, login alerts from unfamiliar locations, being locked out of accounts you did not change, or notifications from your carrier about a SIM change you did not request. See the full signs you've been SIM swapped checklist.
How much does SIM swap protection cost?
Efani SIM swap protection starts at $99 per month or $999 per year. The plan includes multi-layer transfer verification, real-time monitoring, and up to $5 million in identity theft coverage.
Can I keep my current phone number with Efani?
Yes. Efani ports your existing number to its protected network. The porting process typically takes about 10 minutes. You keep the same number, and your contacts do not need to update anything.
What is the difference between SIM swap protection and a carrier PIN?
A carrier PIN is a single secret verified by a support rep who may be socially engineered. SIM swap protection uses multiple independent verification layers, including out-of-band confirmation, restricted support escalation, and real-time transfer monitoring.
Who is most at risk for SIM swap attacks?
Anyone whose phone number is tied to financial accounts, administrative access, or public visibility. This includes founders and executives, crypto investors, finance and payroll teams, public figures and content creators, journalists and activists, and anyone with a long-held phone number linked to multiple services.
Does Verizon Number Lock prevent SIM swaps?
Verizon Number Lock reduces risk by preventing number transfers while active. However, it only covers port-out requests, does not protect against all SIM swap methods, and can be disabled through social engineering. It is a useful first step, not a complete solution.
What is Efani's $5 million coverage?
Efani includes up to $5 million in identity theft insurance coverage. This covers financial losses from identity theft tied to a phone number compromise, including legal fees, lost wages, and fraudulent charges.
How does Efani's SIM swap protection work?
Efani uses an 11-layer verification process to block unauthorized number transfers. This includes out-of-band verification, restricted support escalation, real-time monitoring, and human-verified controls.
Can SIM swap attacks happen with eSIM?
Yes. eSIM does not prevent SIM swap attacks. In some cases, eSIM makes the attack easier because provisioning can happen entirely remotely. The vulnerability is in the carrier's verification process, not the SIM hardware.
How do I protect my crypto accounts from SIM swap attacks?
Remove SMS-based 2FA from all crypto exchanges. Switch to hardware security keys or authenticator apps. Protect the phone number itself with a SIM swap protection service, since attackers can still use your number for account recovery. Use a unique email for crypto accounts.
Is SIM swap protection worth it?
If your phone number is tied to accounts that control money, access, or reputation, yes. The FBI reported SIM swap losses exceeding $68 million in a single year. At $99/month, protection costs less than 1% of the average reported loss.